Card Arbitration in Practice: How It Works in Ukraine

1. P2P Conversion: How It Works

The principle is simple: you buy cryptocurrency at one rate and sell it at a higher one. Bank cards are used to deposit and withdraw funds. The standard workflow includes:

• Depositing via card on a P2P platform (e.g., Binance).
• Buying crypto and withdrawing it in another currency or at a better rate.
• Reselling with profit or converting to cash.

The profit is made from exchange rate differences and transaction speed.

2. KYC/AML Filters and Bank Blocks

Ukrainian banks must track suspicious financial activity. If a card is flagged, it may be frozen. Risk signals include:

• Frequent transfers from multiple individuals.
• Daily operations exceeding 30,000 UAH without proper explanations.
• Large cash-outs without declared income.

Algorithms also track card usage tied to crypto and P2P platforms.

3. Safe Limit Checklist

To reduce the chance of card blocking, follow these limits:

• Incoming transactions under 29,999 UAH per day.
• No more than 10–12 operations per day.
• Keep transaction history clean and avoid suspicious patterns.

Use bank cards registered in your name with verified financial history.

Additional Tips

• Use virtual cards to minimize first billing risks.
• Switch to a Ukrainian IP with mobile proxies.
• Work with high-limit accounts for unrestricted ad campaigns.

In Ukraine, card arbitration walks a fine line and requires a smart strategy. Stick to legal limits, avoid patterns, and always stay within the law.